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  1. – Home Equity Lines/Loans Second Mortgage aka Home Equity Loan, 2nd Mortgage. What are the typical terms of a traditional second mortgage? A traditional second mortgage has a fixed rate of interest with equal monthly payments applied over the life of the loan. The rate of interest is determined by a borrower’s equity and credit and is usually a.

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    Nationwide hit by mortgage lending price war – Nationwide said net mortgage lending during the six months to the end of September fell to £3.9bn from £6bn in the same period a year ago. The UK’s largest building society said the fall in net.