Pre-Qualify for a Mortgage in Fort Myers FL

Know exactly what you can afford before you start searching for a home.

Congratulations!

You're ready to buy a home


Do I Qualify?

To pre-qualify, mortgage lenders in Fort Myers FL typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

Pre-qualify for a mortgage in Fort Myers FL

Pre-qualify for a mortgage in Fort Myers FL

Joni Utnage - Your mortgage lender in Fort Myers FL
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Mortgage Home Purchase Loans In Fort Myers without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.


We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre−approval letter request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The Home Purchase Mortgage Process in Fort Myers FL

Here’s how our home purchase loan process works:


  • Complete our simple mortgage pre−approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

CONTACT 

jutnage@topflitefinancial.com

Palm Harbor FL  Office

30522 US 19 N. Suite 107, 34684

(239) 232-8422


Sunday CLOSED

Monday 9AM-7PM

Tuesday 9AM-7PM

Wednesday 9AM-7PM

Thursday 9AM-7PM

Friday 9AM-7PM

Saturday 9AM-7PM

© 2024 Copyright by MortgageBrokerFortMyersFl.com.  All rights reserved. | Licensed to do business in the State of FL  | NMLS Consumer Portal | Privacy Policy



By providing the requested information and clicking "Submit", I provide my signature expressly consenting to contact from Joni Utnage and or Academy Mortgage Corp or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.

FHA approved lender - Joni Utnage – NMLS #: 689931-Top Flite Financial, Inc, NMLS#4181 is not affiliated with any government agency, including the VA, FHA, or the HUD.

Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.

APR interest rates can range from 3.1% to 9.9 % and are largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.

Joni Utnage,  NMLS# 689931, Top Flite Financial, Inc. NMLS#4181

Florida Residential Mortgage Licensee. Rates, prices, and programs are subject to change and the market conditions. All borrowers' information is kept confidential and has the ability to apply for a mortgage loan.

Equal housing lender.

Corporate office: Top Flite Financial, Inc 201 School St., Suite 200,  Williamston, MI 48895 NMLS#4181

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